Loans
One Account, Many Services
With a single account, you gain access to a wide range of services that let you manage your money easily and efficiently.
ZERO COSTS
No processing fees, no installment collection charges, and no substitute tax.
FAST
Instant approval available up to €20,000 for pre-assessed clients.
FULLY ONLINE
With Digital Signature, all paperwork is eliminated.
LOAN CONSOLIDATION
Merge your existing loans into one, up to €30,000, and benefit from a lower monthly installment.
Boost Your Liquidity with Investment Credit Line
Leverage your portfolio of stocks and funds to unlock a credit reserve of up to €1,000,000, available directly in your account. Access capital when you need it, without selling your investments or disrupting your long-term strategy.
Whether you’re seizing new market opportunities, funding major personal projects, or managing short-term cash needs, your assets continue to work for you. Enjoy greater financial freedom, flexible usage, and full control over when and how you draw on your credit line
Extra liquidity
Access up to €1,000,000 to support your largest personal or professional projects.
Secure warranty:
Your current account funds remain invested and are guaranteed through financial instruments, with no need to divest.
Full flexibility:
Adjust the composition of your collateral portfolio at any time while maintaining your investment strategy.
Effortless convenience:
Enjoy competitive spreads starting from 0.30% (depending on portfolio and total assets), with no activation or management fees interest applies only when your credit line is used
Boost Your Liquidity with Investment Credit Line
If you hold a guaranteed credit line with another bank, you can access a new line of credit under more favorable conditions to repay it, while also becoming eligible to apply for an Investment Credit Line.
Investment Credit Line is the ideal complement to advanced advisory services, helping you strengthen your financial planning and maximize the potential of your investments.
*This product is reserved exclusively for clients who are assisted by a Unifin Advisor.
